Is a Dental Savings Plan the Right Option for Me?

umbrella over tooth for dental coverage with dental insurance or dental savings plan

When it comes to paying for dental care, many people assume insurance is the only option. But not everyone has insurance through work, and buying a private plan can be expensive or confusing. A dental savings plan works differently. Instead of monthly premiums, deductibles, and annual maximums, you pay a flat yearly fee, get preventive care included, and receive discounts on other treatments.

That simplicity is what makes savings plans appealing—and why many of our patients at Prairie Dental Group in Eden Prairie, MN find them to be a practical alternative.

What Prairie Dental Group’s Savings Plan Includes

Our in-house plan has three levels to fit different needs:

    Adult Plan (18+): $345 per year, covering exams, X-rays, and two cleanings, with about 35% savings compared to paying individually.

    Child Plan (17 and under): $255 per year, including cleanings, exams, X-rays, and fluoride, with nearly 50% savings.

    Adult Periodontal Plan: $445 per year, designed for patients who need periodontal maintenance, saving around 25%.

You’ll also save 10% on extra treatments—from fillings to crowns—when payment is made on the day of care.

Who Gets the Most Out of a Dental Savings Plan?

This kind of plan is ideal if you don’t have dental insurance or if you want a simpler, more predictable way to budget for care. Families often find it especially valuable since preventive visits for kids are included. Adults who keep up with routine cleanings, as well as patients who need periodontal visits, also see significant savings.

The main benefit is peace of mind. Instead of worrying about when to schedule care or whether you can afford it, you already know your preventive visits are covered. That makes it easier to stay consistent and avoid bigger dental problems down the road.

Things to Think About Before Joining

A savings plan is not insurance, so it won’t cover every cost in the same way. If you anticipate needing frequent, major dental procedures, traditional insurance might still be worth exploring. For many patients needing preventive care and occasional treatments, the plan offers an easy, stress-free way to save money.

Dental Savings Plans at Prairie Dental Group in Eden Prairie, MN

At Prairie Dental Group in Eden Prairie, MN, Dr. Benjamin Fenger, Dr. Jeffrey Moos, Dr. Cole Boerema, Dr. Erik Engelbrektson, and Dr. James Watson created this plan with one goal in mind: to make dental care more accessible. Patients enrolled in the plan receive preventive services without surprise bills and enjoy discounts on other treatments—all without dealing with claims, deductibles, or waiting periods.

If you’ve been wondering whether a dental savings plan might be right for you, now is a great time to take a closer look. Call Prairie Dental Group today to learn more or to sign up, and let us help you keep your smile healthy in a way that fits your budget.

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